Non-QM Loans in South Carolina

Not every borrower fits traditional mortgage guidelines. If you’re self-employed, a business owner, or a real estate investor in South Carolina, a Non-QM loan may be the solution. These programs offer flexibility for borrowers in Lexington, Chapin, Columbia, and nearby markets who don’t fit the conventional “one-size-fits-all” mold.

Who Can Benefit from a Non-QM Loan?

Self-Employed Borrowers – Qualify using bank statements, P&L reports, or assets instead of W-2s.

Real Estate Investors – Leverage rental income or property assets to expand your portfolio.

Credit-Challenged Borrowers – Options available even if your credit history isn’t perfect.

High-Income Households with High Debt – More flexible debt-to-income ratios.

Unlike traditional mortgages, Non-QM loans give South Carolina borrowers more ways to qualify, making homeownership and real estate investing more accessible.

Why Choose Chapman Mortgage Team?

At Chapman Mortgage Team – Powered by NEXA Mortgage, we specialize in helping borrowers across South Carolina secure financing when traditional lenders say no.

✅ Local expertise in Lexington, Chapin, and Columbia markets

✅ Flexible programs for unique financial situations

✅ Transparent, client-first approach with no hidden surprises

📞 Call Jeremy Chapman today at 803-360-3101 or visit www.chapmanmortgageteam.com to learn more about Non-QM loan options.

Jeremy Chapman
Loan Officer | Branch Manager
NMLS #81896
Chapman Mortgage Team – Powered by NEXA Mortgage
Proudly Serving The Carolinas