Make your next move with us.

If you have mortgage related questions, we have the answers. Ask away and one of our experienced lending professionals will be happy to help you out.

Our Team is your premiere mortgage resource serving every corner of the Carolinas. We are ready to make the process of getting you approved for your new home or refinance the least stressful as possible. We have some of the best interest rates and top loan programs to meet your financial goals.  Our variety of mortgage programs consist of Conventional, FHA, VA, USDA, and Jumbo loans.  We are a local business and our goal is to give you the experience you won’t get from the big banks.  We’re here to help no matter if you are a first-time home buyer or an investor building your portfolio.  Helping individuals and families of all types across the Carolinas is what we do.  Give us a call today for the best experience in lending!

Home buyers

Whether you are a first time home buyer or purchasing your dream home, The Chapman Team will help you find the right financing solutions to meet your needs.


LETS CONNECT

Give us a call or simply fill out any of the forms on our website and one of our experienced mortgage lenders will be in touch right away!
Contact Us

TODAY'S RATES

Mortgage Rates can change on a daily basis. Due to these fluctuations timing is everything. Our team specializes in understanding market trends. We help homeowners determine the right time to purchase or to refinance.

LETS CONNECT

Give us a call or simply fill out any of the forms on our website and one of our experienced mortgage lenders will be in touch right away!
Contact Us

refinance

We can help you lower your interest rate, lower your monthly payment, or take cash out. The Chapman Team is here to help you with all of your mortgage refinancing needs.

LETS CONNECT

Give us a call or simply fill out any of the forms on our website and one of our experienced mortgage lenders will be in touch right away!
Contact Us

Cash-Out Refi

If you have equity in your home, a cash-out refinance can provide you with the money needed for home repairs, debt consolidation, and other various expenses. Begin your cash-out refinance today!

FHA Loans

FHA loans are a popular choice among first time homebuyers given their low down payment requirements and ease of qualification. Learn more about how you can qualify for an FHA loan.

VA Loans

Veterans, active military, and their families can take advantage of a VA loan to purchase a home with no money down, great interest rates, and no private mortgage insurance. Learn more today!

Purchase Loans

Whether you are interested in a Conventional Loan, FHA Loan, VA loan or other similar financing option, our team of experts will help you find the solution that works best for your needs.

Refinance Loans

Learn more about how refinancing your mortgage can help you save money over the life of your loan by lowering your interest rate or reducing loan terms.

Conventional Loans

Great rates and buyer flexibility make conventional loans the most popular mortgages on the market today. Find out how you can qualify today!

Jumbo Home Loans

Jumbo loans can be the perfect option if you are looking for a home loan that exceeds the limits placed on government backed options such as FHA loans. Learn more about our Jumbo loan options.

What are you waiting for? Getting started is easy. We offer very
competitive rates, have great service, and always close on time.

Explore our neighborhoods

Browse featured properties in the different neighborhoods in our area.

La Jolla

Del Mar

Carlsbad

EXCELLENT
98 reviews on
Brock Boyd
Brock Boyd
2021-09-24
Awesome customer service good team!
Read more
Christopher Melonas
Christopher Melonas
2021-09-22
We have refinanced with Jeremy and Palmetto Mortgage Group twice now, and both times he has been prompt, efficient, and communicated throughout the entire process where we stood and what information that we still needed to provide. Submitting the information needed was also easy. Any issues he dealt with promptly, communicating the whole way through. The sheer amount of money that he has been able to save us both in interest and in monthly payments is staggering. If anyone is looking to refinance, or purchase a home, I fully recommend Jeremy Chapman and Palmetto Mortgage Group for all of your mortgage needs!
Read more
Zachary Foss
Zachary Foss
2021-09-20
After mortgage shopping around, we decided to go with Jeremy because his team was consistent and positive during this difficult time to find a house. He was able to have all the documents and mortgage approval done so that when we went to close on a home, we were ready, giving us an edge over others who put in a bid! He also is local and knows those within the area, which was most helpful as that rapport benefitted us! We recommend Jeremy and his team!
Read more
Cynthia Bloome
Cynthia Bloome
2021-08-31
If you’re thinking of becoming a homeowner I would highly recommend Jeremy Chapman at Palmetto mtg. He made my homebuyers experience such a pleasure. Always professional and friendly. Anytime I needed to ask him or his staff a question they were right there to assist me. Hands down they are awesome!
Read more
Beth Elmaleh-Stapleton
Beth Elmaleh-Stapleton
2021-08-26
As a Realtor, I entrust my buyers to Jeremy because I can trust the entire lending process when he is handling the financing. From educating new buyers, to finding the best loan products and competitive rates, to excellent communications with all of the players involved in a sale beyond the buyer – real estate agents, attorneys, insurance agents – instilling confidence throughout the transaction. When Jeremy is involved I know my deals will run smoothly (at least on the financing front!). He’s a great asset to my business, and I’m proud to say he’s one of my most valued team members!
Read more
James Ladler
James Ladler
2021-08-24
I recently moved to South Carolina for a change of pace and wanted to buy a home, thanks to Jeremy Chapman and his team my transition has been positive and informative. I highly recommend him as he is very professional and positive. It was a great experiences for me, and I look forward to doing business in the future.
Read more
Grant Butler
Grant Butler
2021-07-16
Jeremy and his team have been awesome through our home buying experience. I would recommend them to all of our family and friends. Thanks again!
Read more
Lauren Radeck
Lauren Radeck
2021-06-16
Jeremy and his team are incredible to work with – i’ve used him for refinancing and financing and recommended him to family members who have had great experiences as well! He was creative and helped me think through the most efficient solutions to my financing needs – and most importantly he helped us save a lot and got us a great rate. We had a wonderful experience with him and would highly recommend !
Read more
Brittney Chandler
Brittney Chandler
2021-05-25
It was great working with Jeremy! He kept me informed every step of the way and was able to get my loan closed quickly!
Read more

Apply On The Go!

The power of getting pre-approved is in the palm of your hands.  Get started now to see what you qualify for on your home purchase or refinance.

Scroll to Top

Get in Touch