803-360-3101 (Columbia)
843-243-1656 (Charleston Area)
Resources to Get You In a Home.
Can I get more than one home using my VA benefits?
The VA home loan program operates on an entitlement system that determines how much you can borrow without a down payment. Your entitlement is essentially a guarantee from the VA that helps lenders fe... ...more
mortgage
October 15, 2024•2 min read
Are We in a Bubble Like 2008?
As the housing market continues to evolve, many buyers, investors, and industry professionals are grappling with a critical question: Are we in a bubble similar to the one that triggered the 2008 fina... ...more
mortgage
October 15, 2024•5 min read
One BIG Mistake Refinancing Your Mortgage
As mortgage rates begin to show signs of decline over the next several months, homeowners may be tempted by the flood of refinancing offers that mortgage companies are already pushing. While refinanci... ...more
mortgage
September 18, 2024•3 min read
Should You Buy Down the Interest Rate Right Now?
When buying a home, many buyers are faced with the decision of whether or not to buy down their interest rate. This involves paying points upfront in exchange for a lower interest rate throughout the ... ...more
mortgage
September 04, 2024•3 min read
Have Mortgage Rates Come Down and Is It a Good Time to Refinance?
In today’s dynamic mortgage market, homeowners often find themselves asking, "Have rates really come down? Is it a good time to refinance?" With fluctuating interest rates driven by economic condition... ...more
mortgage
September 04, 2024•3 min read
Can Receiving Alimony & Child Support Help You Qualify for a Mortgage?
Securing a mortgage can be a complex process, especially when considering various sources of income. For individuals receiving alimony and child support, these payments can play a significant role in ... ...more
mortgage
July 08, 2024•3 min read
Do I Need to Refinance to Get Rid of PMI?
Private Mortgage Insurance (PMI) is a common requirement for homeowners who put down less than 20% when purchasing their home. While PMI can help make homeownership accessible, it also adds to your mo... ...more
mortgage
July 08, 2024•3 min read
How Can I Qualify for a Loan When I'm About to Retire and Won't Have a Monthly Income?
As you approach retirement, planning for your future living situation is crucial. If you're considering buying a new home but are concerned about qualifying for a mortgage without a monthly income, th... ...more
mortgage
June 06, 2024•3 min read
Can I Use a Job Offer to Qualify for a New Mortgage in South Carolina?
If you're moving to South Carolina and have recently received a new job offer, you might be wondering if you can use that job offer to qualify for a new mortgage. The short answer is yes, but there ar... ...more
mortgage
June 06, 2024•3 min read
LICENSING
JEREMY CHAPMAN
Loan Officer | NMLS # 81896
NEXA Mortgage, LLC NMLS #1660690
Equal Housing Opportunity
Proudly Serving South Carolina
NMLS Consumer Access
SERVING THE CAROLINAS & TENNESSEE
LEXINGTON, COLUMBIA, CHAPIN, & CHARLESTON AREAS
149 Hollow Cove Road
Lexington, SC 29072
Number:
843-243-1656 – JEREMY CHAPMAN
TENNESSEE
3100 W Ray Rd STE 201 Office # 209
Chandler AZ 85226
