803-360-3101 (Columbia)

843-243-1656 (Charleston Area)

Resources to Get You In a Home.

Can I get more than one home using my VA benefits?

Can I get more than one home using my VA benefits?

The VA home loan program operates on an entitlement system that determines how much you can borrow without a down payment. Your entitlement is essentially a guarantee from the VA that helps lenders fe... ...more

mortgage

October 15, 20242 min read

Are We in a Bubble Like 2008?

Are We in a Bubble Like 2008?

As the housing market continues to evolve, many buyers, investors, and industry professionals are grappling with a critical question: Are we in a bubble similar to the one that triggered the 2008 fina... ...more

mortgage

October 15, 20245 min read

One BIG Mistake Refinancing Your Mortgage

One BIG Mistake Refinancing Your Mortgage

As mortgage rates begin to show signs of decline over the next several months, homeowners may be tempted by the flood of refinancing offers that mortgage companies are already pushing. While refinanci... ...more

mortgage

September 18, 20243 min read

Should You Buy Down the Interest Rate Right Now?

Should You Buy Down the Interest Rate Right Now?

When buying a home, many buyers are faced with the decision of whether or not to buy down their interest rate. This involves paying points upfront in exchange for a lower interest rate throughout the ... ...more

mortgage

September 04, 20243 min read

Have Mortgage Rates Come Down and Is It a Good Time to Refinance?

Have Mortgage Rates Come Down and Is It a Good Time to Refinance?

In today’s dynamic mortgage market, homeowners often find themselves asking, "Have rates really come down? Is it a good time to refinance?" With fluctuating interest rates driven by economic condition... ...more

mortgage

September 04, 20243 min read

Can Receiving Alimony & Child Support Help You Qualify for a Mortgage?

Can Receiving Alimony & Child Support Help You Qualify for a Mortgage?

Securing a mortgage can be a complex process, especially when considering various sources of income. For individuals receiving alimony and child support, these payments can play a significant role in ... ...more

mortgage

July 08, 20243 min read

Do I Need to Refinance to Get Rid of PMI?

Do I Need to Refinance to Get Rid of PMI?

Private Mortgage Insurance (PMI) is a common requirement for homeowners who put down less than 20% when purchasing their home. While PMI can help make homeownership accessible, it also adds to your mo... ...more

mortgage

July 08, 20243 min read

How Can I Qualify for a Loan When I'm About to Retire and Won't Have a Monthly Income?

How Can I Qualify for a Loan When I'm About to Retire and Won't Have a Monthly Income?

As you approach retirement, planning for your future living situation is crucial. If you're considering buying a new home but are concerned about qualifying for a mortgage without a monthly income, th... ...more

mortgage

June 06, 20243 min read

Can I Use a Job Offer to Qualify for a New Mortgage in South Carolina?

Can I Use a Job Offer to Qualify for a New Mortgage in South Carolina?

If you're moving to South Carolina and have recently received a new job offer, you might be wondering if you can use that job offer to qualify for a new mortgage. The short answer is yes, but there ar... ...more

mortgage

June 06, 20243 min read

LICENSING

JEREMY CHAPMAN

Loan Officer | NMLS # 81896

NEXA Mortgage, LLC NMLS #1660690

Equal Housing Opportunity

Proudly Serving South Carolina
NMLS Consumer Access

SERVING THE CAROLINAS & TENNESSEE

LEXINGTON, COLUMBIA, CHAPIN, & CHARLESTON AREAS

149 Hollow Cove Road

Lexington, SC 29072
Number:

843-243-1656 – JEREMY CHAPMAN

TENNESSEE

3100 W Ray Rd STE 201 Office # 209

Chandler AZ 85226

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