803-360-3101 (Columbia)
843-243-1656 (Charleston Area)
Resources to Get You In a Home.
Can You Use Your Spouse’s VA Loan Eligibility and Your Income to Qualify?
One of the many great benefits of VA loans is that they offer competitive interest rates, no down payment, and no private mortgage insurance (PMI) requirements. But what if only one spouse is a vetera... ...more
mortgage
January 07, 2025•3 min read
Does a Mortgage Credit Inquiry Hurt My Credit Score?
When you're in the process of buying a home or refinancing your mortgage, it's common to wonder whether having a lender run your credit will negatively impact your credit score. After all, your credit... ...more
mortgage
January 07, 2025•3 min read
Smart Ways to Use Your Holiday Bonus to Boost Your Financial Health
The holiday season often brings unexpected windfalls like cash in your stocking or a year-end Christmas bonus. While it’s tempting to splurge, this extra money can be a golden opportunity to improve y... ...more
mortgage
December 09, 2024•3 min read
Is the Holiday Season a Good Time to Buy a Home? Here’s Why It Might Be the Best Opportunity
The holiday season is typically associated with gift-giving, family gatherings, and festive cheer—but did you know it could also be the perfect time to buy a home? Many prospective buyers hesitate dur... ...more
mortgage
December 03, 2024•3 min read
If I Close on My Loan in November, Is My First Payment in 2025?
Closing on a home loan is an exciting milestone, but it can also bring a lot of questions—especially about your first mortgage payment. Many borrowers wonder: If I close on my loan in November, will m... ...more
mortgage
December 03, 2024•3 min read
Can I Get the Seller to Pay My Closing Costs?
Can I Get the Seller to Pay My Closing Costs? ...more
mortgage
November 13, 2024•4 min read
How Long Must I Live in My Primary Residence Until I Can Legally Turn It into an Investment Property?
How Long Must I Live in My Primary Residence Until I Can Legally Turn It into an Investment Property? ...more
mortgage
November 13, 2024•3 min read
Can I get more than one home using my VA benefits?
The VA home loan program operates on an entitlement system that determines how much you can borrow without a down payment. Your entitlement is essentially a guarantee from the VA that helps lenders fe... ...more
mortgage
October 15, 2024•2 min read
Are We in a Bubble Like 2008?
As the housing market continues to evolve, many buyers, investors, and industry professionals are grappling with a critical question: Are we in a bubble similar to the one that triggered the 2008 fina... ...more
mortgage
October 15, 2024•5 min read
LICENSING
JEREMY CHAPMAN
Loan Officer | NMLS # 81896
NEXA Mortgage, LLC NMLS #1660690
Equal Housing Opportunity
Proudly Serving South Carolina
NMLS Consumer Access
SERVING THE CAROLINAS & TENNESSEE
LEXINGTON, COLUMBIA, CHAPIN, & CHARLESTON AREAS
149 Hollow Cove Road
Lexington, SC 29072
Number:
843-243-1656 – JEREMY CHAPMAN
TENNESSEE
3100 W Ray Rd STE 201 Office # 209
Chandler AZ 85226
