803-360-3101 (Columbia)
843-243-1656 (Charleston Area)
Resources to Get You In a Home.
Are Sellers Still Covering Closing Costs in 2025?
In the evolving real estate landscape of 2025, the dynamics between buyers and sellers have shifted, influencing who bears the burden of closing costs. Traditionally, buyers and sellers have each been... ...more
mortgage
March 10, 2025•2 min read
How do I fix my credit?
Your credit score plays a huge role in qualifying for a mortgage, determining your interest rate, and even impacting your ability to rent a home or get a car loan. If your score isn’t where you want i... ...more
mortgage
March 10, 2025•2 min read
What to Expect in the Real Estate Market Under President Trump
Wondering how the real estate market might change with Donald Trump’s new administration? This blog explains what to expect, from potential tax breaks for investors to changes in home prices and mortg... ...more
mortgage
February 06, 2025•3 min read
Are Mortgage Rates Expected to Go Down in 2025?
This blog explores the current state of mortgage rates in 2025 and provides insights into whether they are expected to go down. With mortgage rates hovering around 7%, the blog explains what factors i... ...more
mortgage
February 06, 2025•2 min read
Overcoming First-Time Homebuyer Nerves: 3 Key Insights for Success in 2025
Buying your first home can be an intimidating step. If you're feeling nervous, know that you're not alone. It’s a bold move, but for most, it’s also one of the smartest financial decisions you can mak... ...more
mortgage
January 23, 2025•3 min read
Can You Use Your Spouse’s VA Loan Eligibility and Your Income to Qualify?
One of the many great benefits of VA loans is that they offer competitive interest rates, no down payment, and no private mortgage insurance (PMI) requirements. But what if only one spouse is a vetera... ...more
mortgage
January 07, 2025•3 min read
Does a Mortgage Credit Inquiry Hurt My Credit Score?
When you're in the process of buying a home or refinancing your mortgage, it's common to wonder whether having a lender run your credit will negatively impact your credit score. After all, your credit... ...more
mortgage
January 07, 2025•3 min read
Smart Ways to Use Your Holiday Bonus to Boost Your Financial Health
The holiday season often brings unexpected windfalls like cash in your stocking or a year-end Christmas bonus. While it’s tempting to splurge, this extra money can be a golden opportunity to improve y... ...more
mortgage
December 09, 2024•3 min read
Is the Holiday Season a Good Time to Buy a Home? Here’s Why It Might Be the Best Opportunity
The holiday season is typically associated with gift-giving, family gatherings, and festive cheer—but did you know it could also be the perfect time to buy a home? Many prospective buyers hesitate dur... ...more
mortgage
December 03, 2024•3 min read
LICENSING
JEREMY CHAPMAN
Loan Officer | NMLS # 81896
NEXA Mortgage, LLC NMLS #1660690
Equal Housing Opportunity
Proudly Serving South Carolina
NMLS Consumer Access
SERVING THE CAROLINAS & TENNESSEE
LEXINGTON, COLUMBIA, CHAPIN, & CHARLESTON AREAS
149 Hollow Cove Road
Lexington, SC 29072
Number:
843-243-1656 – JEREMY CHAPMAN
TENNESSEE
3100 W Ray Rd STE 201 Office # 209
Chandler AZ 85226
